Yearly Archives: 2016

Final Walk Through: 5 Reasons Why You Should

You may have heard about doing a final walk through of your future home just before the closing, and a lot of people see this as an optional step. Just because it’s optional doesn’t mean that you shouldn’t do it,

Tagged with: ,
Posted in Real Estate

What Exactly Does a Title Company Do?

You may have heard of “being in escrow” and “closing on a house” but not understand exactly what these processes are or how a title company is involved. The role of a title company is pretty simple, though carrying out

Tagged with: ,
Posted in Title insurance

5 Big Mistakes that First-Time Buyers Make

Buying a new home is wonderful and exciting, but also stressful – especially when you’re buying your first home. It’s a big commitment of money, time, and resources, but also an emotional one. You’re taking on a mortgage, planning to

Tagged with: ,
Posted in First Time Home Buyer, Real Estate

Refinancing and Title Insurance

For anyone refinancing their house for the first time, there is always one question. “But I already have title insurance. Why do I need it again?” When you refinance your home, you are paying off one mortgage and acquiring another.

Tagged with: , , ,
Posted in Mortgage, Real Estate, Title insurance

Escrow ABCs

Everyone has heard the term “in escrow” – but not a lot of you know what it means other than as being one of the stages of purchasing a house. Broken down to the most basic concept, placing funds in

Tagged with: , ,
Posted in Mortgage, Real Estate

Title Insurance: What It Is and Why You Need It

Title insurance is defined by Investopedia as a type of insurance covering a party’s loss of interest in real property due to unforeseeable legal circumstances. For the most part, people are familiar with title insurance that is paid for by

Tagged with:
Posted in Title insurance

Buying within an HOA: Need-to-Knows

One of the things you may have heard of when shopping for a condo, townhouse, or other planned community or gated development home is that you will be required to join the homeowners association – also called an HOA. A

Tagged with: , ,
Posted in Real Estate

Title Insurance vs. Mortgage Insurance vs. Homeowner’s Insurance: What’s the Difference?

When you’re getting ready to close on your new home, all the insurance can be very intimidating. You have homeowners insurance, title insurance, private mortgage insurance, and a ton of other policies that by and large you understand the need

Tagged with: , ,
Posted in Title insurance

5 Mistakes to Make for a Nightmare Closing

Closing on your new home is stressful even for real estate veterans, but for first timers it can really be a ride through the funhouse. There are five things that will make a stressful situation into a nightmare if you’re

Tagged with: , ,
Posted in Real Estate

Millennial Homebuyers Want List

The media is fond of painting with broad strokes, less than willing to get into the nuances of generational differences that are not sound-bite friendly or capable of garnering ratings via raw chair-throwing controversy. However, the much-bashed Millennials (1980-1999) are

Tagged with: , ,
Posted in Real Estate