Congratulations! After negotiation and maybe a few tears, your offer was finally accepted on your perfect home. Before you pop that bottle of champagne, make sure you follow these next steps. After all, the battle is only half over.…
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What to do After Your Offer is Accepted
Tagged with: Closing, First-time home buyers, Real Estate, Realtor, Title Company, title insurance
Posted in First Time Home Buyer, General, Mortgage, Real Estate, Title insurance
Posted in First Time Home Buyer, General, Mortgage, Real Estate, Title insurance
Understanding Closing Costs
Q: I have been saving up to buy a one-bedroom condo, with the target date for purchase between summer of 2017 and 2018. I plan on having a 20 percent down payment, and have set aside money for insurance, HOA…
Refinancing and Title Insurance
For anyone refinancing their house for the first time, there is always one question. “But I already have title insurance. Why do I need it again?” When you refinance your home, you are paying off one mortgage and acquiring another.…
Tagged with: Mortgage, Real Estate, Refinancing, title insurance
Posted in Mortgage, Real Estate, Title insurance
Posted in Mortgage, Real Estate, Title insurance
Escrow ABCs
Everyone has heard the term “in escrow” – but not a lot of you know what it means other than as being one of the stages of purchasing a house. Broken down to the most basic concept, placing funds in…
ARE HOMEOWNERS LEAVING MONEY ON THE TABLE?
We just ran across a very interesting piece on CNBC.com which, frankly, is quite surprising. Apparently, homeowners are leaving billions on the table by not taking advantage of low mortgage rates. The story says that mortgage rates have been so…
YOU SHOULD KNOW THESE RULES
We ran across a piece recently posted by The Motley Fool on its website which we thought would be applicable to all of you prospective homebuyers in 2016. The story detailed a few new rules that you all should be…
MORTGAGE SHOPPING NOT A PRIORITY
Yes, you read the headline on this blog correctly! According to a study released last week by LendingTree which was detailed by Housing Wire, Americans are far more likely to go out of their way just to save money on…
IS THERE AN INTEREST RATE HIKE COMING?
According to a story posted by Reuters this week, the Federal Reserve said the U.S. economy and job market continue to strengthen, thus leaving the door open to a possible rate hike when central bank policymakers next meet in September.…
Mortgages Are Getting Easier To Obtain
Thanks in large part to loosening government standards, the Mortgage Bankers Association (MBA) said in a recent report that it keeps getting easier to get a mortgage. According to the MBA’s Mortgage Availability Index, mortgage credit availability rose in April…
Please shop around
Did you know that nearly half of U.S. home buyers don’t consult multiple lenders when they are seeking a mortgage? A just released government report revealed that amazing fact which truly raises questions about whether folks are getting the best…
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