Blog Archives

Understanding Closing Costs

Q: I have been saving up to buy a one-bedroom condo, with the target date for purchase between summer of 2017 and 2018. I plan on having a 20 percent down payment, and have set aside money for insurance, HOA

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Posted in Mortgage, Real Estate

Refinancing and Title Insurance

For anyone refinancing their house for the first time, there is always one question. “But I already have title insurance. Why do I need it again?” When you refinance your home, you are paying off one mortgage and acquiring another.

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Posted in Mortgage, Real Estate, Title insurance

ARE HOMEOWNERS LEAVING MONEY ON THE TABLE?

We just ran across a very interesting piece on CNBC.com which, frankly, is quite surprising. Apparently, homeowners are leaving billions on the table by not taking advantage of low mortgage rates. The story says that mortgage rates have been so

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Posted in Mortgage

YOU SHOULD KNOW THESE RULES

We ran across a piece recently posted by The Motley Fool on its website which we thought would be applicable to all of you prospective homebuyers in 2016. The story detailed a few new rules that you all should be

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Posted in Mortgage, Real Estate, Uncategorized

MORTGAGE SHOPPING NOT A PRIORITY

Mortgage

Yes, you read the headline on this blog correctly! According to a study released last week by LendingTree which was detailed by Housing Wire, Americans are far more likely to go out of their way just to save money on

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Posted in Mortgage

WHAT WILL HAPPEN IN 2016?

Real Estate

Yes, I know we’re still almost three months until the end of 2015, but one can never be too early when it comes to looking into the future. It seems the Home Buying Institute (HBI) feels the same way since

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Posted in General

IS THERE AN INTEREST RATE HIKE COMING?

interest rates

According to a story posted by Reuters this week, the Federal Reserve said the U.S. economy and job market continue to strengthen, thus leaving the door open to a possible rate hike when central bank policymakers next meet in September.

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Posted in Mortgage

Mortgages Are Getting Easier To Obtain

Mortgage

Thanks in large part to loosening government standards, the Mortgage Bankers Association (MBA) said in a recent report that it keeps getting easier to get a mortgage. According to the MBA’s Mortgage Availability Index, mortgage credit availability rose in April

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Posted in Mortgage

Please shop around

Mortgage

Did you know that nearly half of U.S. home buyers don’t consult multiple lenders when they are seeking a mortgage? A just released government report revealed that amazing fact which truly raises questions about whether folks are getting the best

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Posted in Mortgage

Hello 2015

Real Estate

First and foremost, the First International Title family would like to wish you all a very Happy New Year. We sincerely hope 2015 will be safe, healthy and prosperous for all of us. To that end, we are all wondering

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Posted in Real Estate